Want to budge into medical grazing land but worried give or take a few the dignified cost of malpractice insurance? Read details...?
I want to be a nurse practitioner that specializes in OB/GYN. But someone brought it up that it may not be worth it because of the high cost of malpractice insurance. I really want to go into the paddock, but I also want to be financially well off. I'm afraid I won't make ample money to comfortably support a family because I'll be paying half my salary on insurance every year. Is it really that impossible? And will it be worth it 4-8 years from now?
Answers:
Depends on who employs you. The employer may pay for the malpractice insurance, so it does not have to be an issue.
if you major concern is financial, you are surrounded by the wrong field.
Medicine HELPS PEOPLE, and THAT should be your main concern, NOT how much you make. if you are truly a concerned practitioner, you WOULD do the chore for free, but you are happy to accept any payment you can grasp -- including chickens, farm produce, and free services -- a "barter" system, like in the mature days.
Actually, the price of insurance for a nurse-midwife isn't that high, and it's usually covered by the employer. Any hiccup in the progress of a pregnancy or conferral would have you calling in the obstetrician with the cavernous pockets, so your liability isn't that much. The lawyers go after the big bucks, not the piddling little nurse-midwife.
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Answers:
Depends on who employs you. The employer may pay for the malpractice insurance, so it does not have to be an issue.
if you major concern is financial, you are surrounded by the wrong field.
Medicine HELPS PEOPLE, and THAT should be your main concern, NOT how much you make. if you are truly a concerned practitioner, you WOULD do the chore for free, but you are happy to accept any payment you can grasp -- including chickens, farm produce, and free services -- a "barter" system, like in the mature days.
Actually, the price of insurance for a nurse-midwife isn't that high, and it's usually covered by the employer. Any hiccup in the progress of a pregnancy or conferral would have you calling in the obstetrician with the cavernous pockets, so your liability isn't that much. The lawyers go after the big bucks, not the piddling little nurse-midwife.
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